Andrew Nembhard appears ripe for the picking, but don’t judge an NBA team’s books by its cover. The Indiana Pacers are in a money crunch for 2025-26, approaching unfamiliar territory: the luxury tax. Nembhard’s contract structure could provide an opportunity to avoid it. Other teams have noticed, dialing up Indiana and making significant offers for the third-year guard who has become an essential contributor. But talks haven’t gone anywhere, according to league sources in contact with Indiana. The Pacers love Nembhard, are confident about the current roster and could break financial tradition next season, paying the luxury tax for the first time in two decades.